If you run a small business, you may easily qualify for a credit card that is designed to meet your needs. However, it is important to ask yourself if you need one. Sometimes, business owners end up applying for a credit card when they do not really need one. Benefits of a business credit card The biggest benefit of a business credit card is that you can separate your business charges from your personal expenses. Hence, you can keep separate books for the same. When accounting for the business, you can tally up the business expenses with ease. Thereby, you can keep track of your personal and business charges. Individuals with multiple business entities can also manage their expenses easily. Certain credit cards come with features that are designed for business use only. They also allow the primary card holders to set and adjust their spending limits for the employee credit cards. Suits every level of credit A business credit card is ideal for every level of credit. It will allow you to earn rewards on your purchases and provide benefits like purchase protection and travel insurance. It will also allow the business owner to separate personal interest from business interest charges.

If you own a credit card, you must be aware of the feature called ‘cash advance.’ The credit card issuer will inform you about cash advances when you apply for the card. A cash advance is an amount of cash that you can borrow against your credit. All credit cards come with a credit limit, and a cash advance will allow you to borrow cash against this limit. You have to pay back the advance with interest. This amount is tied to your credit card and you have to repay it over a period of time. You can also make minimum payments in installments. Features of cash advance Your limit of cash withdrawal depends on the limit of your credit. You need to refer to your account to determine the amount of cash advance you are eligible for. This limit could also be lower than the total limit in case there is a balance on your card. You need to understand that this cash advance feature is not available to customers free of cost. Customers need to pay a fee and this fee includes an interest rate that is higher than the interest rate applicable to all the purchases made by the credit card.

Gluten-sensitive enteropathy or celiac disease is a reaction of the immune system when we consume gluten. The reaction is due to a protein that is found in barley and rye, which are gluten-rich food. This protein causes the symptoms of celiac disease in the body. It is the same protein that gives elasticity to bread dough. Celiac is a type of autoimmune disease, which is sometimes also referred to as sprue or coeliac. Causes and symptoms of celiac disease Causes Celiac disease might occur due to interaction between genes, eating foods that have high gluten content, or even due to some environmental factors. Although the precise cause is not known yet but infant feeding practices and high gut bacteria activity can also cause celiac disease. In some cases, celiac disease can also be triggered after surgery, pregnancy, or a viral infection, and in some cases, severe emotional stress can cause celiac disease. A person suffering from celiac disease might experience a negative immune response in the small intestine on consuming food that contains gluten. The negative immune response might damage the inner lining of the small intestine over time which might cause a failure to absorb nutrients in the body.

It is estimated that around 30 million people are affected by a migraine in the U.S. Migraine is more common among women than in men. Migraines are accompanied by pulsating headaches on one side of the head. Sometimes, it is aggravated by physical activities and extreme stress. The pain caused by migraines are often quite intense and debilitating. Most people experience early episodes of migraines during childhood. In some cases, the onset of migraines begins in early adulthood. It has been noticed that a migraine is often hereditary and runs in the family. The causes and symptoms of a migraine vary from person to person. Here are some of the common causes and symptoms of migraines. Common causes of a migraine Environmental factors and genes are two of the most basic causes of a migraine. Along with these, other factors can trigger a migraine. Food: Food that is processed, high in salt, and contains additives such as aspartame and monosodium glutamate (MSG) can trigger migraines. Eating aged cheese can also cause migraine pain. Drinking beverages that have high caffeine content and alcoholic drinks can also cause a migraine. Hormonal changes: This is more common in women. It has been observed that changes in estrogen levels in women can trigger a migraine.

As a recently bereaved person, your emotional state would be in utter turmoil. However, there are certain hard tasks that will need your attention. There are certain financial decisions you will have to take after the loss of a loved one. First of all, you will need to inform the credit bureaus about the death of your close relation. After you report the death, the credit agencies will ensure that no new credit is issued to the accounts of the deceased. The best way to notify the credit agency is by applying for a “deceased-do not issue credit” flag, which is placed on the file of the deceased. Once this flag is placed, the credit agencies will not issue any credit under the name of the deceased. In addition to the request, you will be required to provide the following information. A certified copy of the death certificate with a raised stamp Copies of papers that prove you are the executor Full name and birth date of the deceased Recent address and social security number of the deceased Date of death of the deceased If you are the executor, you can also ask for a copy of the credit report of the deceased in order to get a clear idea of the balance and the accounts.