One has to work hard for years to become slightly more financially secure. Being financially stable means that you are not living from one paycheck to the next and that you’ve managed to save a considerable amount over the past few years. You have a small family now, and you feel like having your own home which you can decorate, maintain, paint and remodel as you please, instead of being at the mercy of a landlord every month. If you answer to all the descriptions above, then you are at the right stage of your life to be able to buy a home for yourself. But the problem with buying a home is that it is not something you can pick up with loose change or a month or two of saving feverishly. A loan will need to be taken, and a home loan poses difficult questions both before and after taking the loan, to answer which you have to be very strong financially, or at least have a sound plan and disciplined habits. Let us see how you can prepare yourself financially to be able to get loans easily for buying your dream house. Preapproval Is Possible You don’t need to wait till you select your house before you can speak to a bank.

In schools around the world, the importance of imparting essential financial tips is ignored such that it is only given lip service, with only mathematics teaching simple and compound interest in which kids have to solve certain sums that may or may not be helpful in their future. Parents are often dependent on educational institutions to teach their children about finance. However, it is important that the parents ensure that their child does not repeat any financial mistakes they would have made. Imparting financial knowledge is essential as the child will be able to calculate finances required for important decisions in their life. Following are a few ways in which you can make sure that your children make better decisions when it comes to handling their money. Delaying gratification from age 5 According to a research, a child’s approach towards finance is shaped at the age of 7 on an average. This means that he or she has the ability to grasp its concepts from as early an age as say 4 or 5. Therefore, they must be taught at this juncture that they can’t be stubborn to get what they want and that they would need to wait and save money to buy it.

The body’s first response to any form of physical damage is clotting. The blood changes its consistency from liquid to gel to stop bleeding. Therefore, this process is undoubtedly vital as it evades any excessive bleeding, which can be life-threatening. However, when the body starts to produce internal blood clots that don’t subside naturally, it can lead to some severe health problems. These require immediate medical intervention, especially when they are located in body parts like the legs, heart, lungs, and brain. Risk factors that can lead to blood clots The following are some of the common risk factors that increase the odds of an individual having blood clots. Pregnancy Sitting for prolonged periods while traveling Being sedentary or bed rest Excessive smoking Cancer Frequent use of certain types of contraceptive pills Being overweight Family history Age, especially those who are 60 years and above Symptoms of blood clots The signs and symptoms of a blood clot vary based on the body part it has affected. It most commonly affects the legs. The symptoms include inflammation, muscle cramps, warm sensation in the leg area, reddish discoloration on the leg, etc. The intensity of these symptoms depends on the size of the blood clot.

Cancer can happen to different parts of the body, one of the most common cancers among women is breast cancer. The risk factors that can cause breast cancer are generally based on a combination of factors. Breast cancer can be caused by a variety of risk factors and the survival rate depends fairly on the stage of cancer. One of the major risk factors for breast cancer is getting older, it is more common among women who are above 50. Some women get breast cancer even without the occurrence of other risk factors associated with the condition. Let us have a closer look at the risk factors and survival rate of breast cancer: Aging: As mentioned above, aging is one of the most prominent risk factors for breast cancer. Most breast cancer patients are above 50 years of age. Genes: Nearly 5% to 10% of the breast cancers are caused by gene mutations like the BRCA1 and BRCA2 genes. If you are exposed to either of these genes, then the risk of you getting breast cancer rises by about 45% to 65%. But the existence of these genes does not always mean that you are prone to breast cancer, in some cases cancer survivors test their children for the condition.

It is said that every drop makes an ocean. This saying is quite true in context with building a huge financial corpus for yourself. Speaking of a corpus, considering the rate of inflation the country is facing today, the dollar as a currency has seen a downward spiral in terms of financial value. Considering that, a million dollars, which were a huge amount at one point of time to live a comfortable retired life, are no longer enough in today’s day and age. Due to today’s rapidly increasing standard and rate of living, you would need a lot more than just a million dollars. However, a million dollars is undoubtedly a good start too. However, if you are wondering how to go about making your first million dollars, below are some tips that can be helpful in achieving your goal. Keep a tab on your expenses This is the first and the most important step to be reaching your $1 million mark. The key here is to save more of what you earn. Yes, expenses are bound to arise. However, keeping a tab on them gives you an accurate idea of how much you are spending on your wants, needs, and desires.